Benefits for HCPSS Retirees
HCPSS offers retiree health benefits – including medical, dental, vision, and life insurance — to employees who meet all of the following criteria:
- Have at least 15 years of cumulative service with HCPSS
- Retire through the Maryland State Retirement and Pension System
- Have been enrolled in each benefit (medical, dental, and/or vision) for at least one full year prior to retirement
Note: The one-year prior enrollment requirement is waived for married couples who both work for HCPSS, as long as the retiring spouse was covered under their spouse’s HCPSS plan at the time of retirement.
Email the HCPSS Retirement Office at hrretirement@hcpss.org or call (410) 313-7333 and select option 2.
Have questions about your pension?
Contact Maryland State Retirement and Pension System – MSRA. MSRA Customer Support can be reached at (410) 625-5555.
Jump to: Benefits Guide and Open Enrollment Newsletter | Plan Details and Rates | Update Your Benefits | FAQs | Contact |
Benefit Enrollment Guide and Open Enrollment Newsletter
- Review the 2026 Retiree Benefits Enrollment Guide, which outlines all the benefits available to you as an HCPSS retiree during the 2026 plan year.
- Review the 2026 Retiree Open Enrollment Newsletter, which provides a quick glance of benefits updates for the 2026 plan year.
2026 Plan Details and Rates
Rates
Plan Details
- 2026 Retiree CareFirst BlueChoice HMO Open Access Health Benefits Booklet (PDF)
- 2026 Retiree CareFirst BlueChoice HMO Open Access Benefits Summary (PDF)
- 2026 Aetna DMO Dental Benefits Summary (PDF)
- 2026 Cigna PPO Dental Benefits Summary (PDF)
- 2026 Aetna Open Choice PPO Benefits Summary (PDF)
- 2026 Aetna Open Choice PPO Summary of Benefits and Coverage (PDF)
- 2026 Open Access Aetna Select HMO Benefits Summary (PDF)
- 2026 Aetna Open Access Select HMO Summary of Benefits and Coverage (PDF)
- 2026 CareFirst BlueChoice HMO Summary of Benefits and Coverage (PDF)
Update Your Benefits
Retirees may only update their benefits elections during annual Open Enrollment and/or if they experience a qualifying life event.
Retired employees should use the Retiree Benefits Change Form to update their personal information, enroll, change, or waive any benefits. Email (take a photograph of the form and then email) the completed form to benefits@hcpss.org.
Frequently Asked Questions
Review frequently asked questions about retiree benefits.
Contact
The HCPSS Benefits Call Center is available to answer any questions you may have about your retiree medical, dental, vision, and life insurance benefits. The Call Center is open Monday through Friday, 8:30am to 4:30pm. Please call (410) 313-7333 and select option 1. A Benefits Office representative will be in touch with you.
You may also email the Benefits Office staff at benefits@hcpss.org.