Benefits for HCPSS Retirees
HCPSS offers retiree health benefits – including medical, dental, vision, and life insurance — to employees who meet all of the following criteria:
- Have at least 15 years of cumulative service with HCPSS
- Retire through the Maryland State Retirement and Pension System
- Have been enrolled in each benefit (medical, dental, and/or vision) for at least one full year prior to retirement
Note: The one-year prior enrollment requirement is waived for married couples who both work for HCPSS, as long as the retiring spouse was covered under their spouse’s HCPSS plan at the time of retirement.
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Update Your Benefits
Retirees may only update their benefits elections during annual Open Enrollment and/or if they experience a qualifying life event.
Retired employees should use the Retiree Benefits Change Form to update their personal information, enroll, change, or waive any benefits. Email (take a photograph of the form and then email) the completed form to benefits@hcpss.org.
Email the HCPSS Retirement Office at hrretirement@hcpss.org or call (410) 313-7333 and select option 2.
Have questions about your pension?
Contact Maryland State Retirement and Pension System – MSRA. MSRA Customer Support can be reached at (410) 625-5555.
Benefit Enrollment Guide and Open Enrollment Newsletter
- Review the 2025 Retiree Benefits Enrollment Guide, which outlines all the benefits available to you as an HCPSS retiree during the 2025 plan year.
- Review the 2025 Retiree Open Enrollment Newsletter, which provides a quick glance of benefits updates for the 2025 plan year.
Monthly Premium Costs
Review the retiree monthly insurance premium costs:
- 2025 Retiree Monthly Medical Insurance Premium Costs – For retirees that retired on or prior to 7/1/2010
- 2025 Retiree Monthly Medical Insurance Premium Costs – For retirees that retired on or after 7/2/2010
- 2025 Retiree Monthly Dental & Vision Insurance Premium Costs
Frequently Asked Questions
Review frequently asked questions about retiree benefits.
Contact
The HCPSS Benefits Call Center is available to answer any questions you may have about your retiree medical, dental, vision, and life insurance benefits. The Call Center is open Monday through Friday, 8:30am to 4:30pm. Please call (410) 313-7333 and select option 1. A Benefits Office representative will be in touch with you.
You may also email the Benefits Office staff at benefits@hcpss.org.