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Benefits for HCPSS Retirees

HCPSS offers retiree health benefits – including medical, dental, vision, and life insurance — to employees who meet all of the following criteria:

  • Have at least 15 years of cumulative service with HCPSS
  • Retire through the Maryland State Retirement and Pension System
  • Have been enrolled in each benefit (medical, dental, and/or vision) for at least one full year prior to retirement

Note: The one-year prior enrollment requirement is waived for married couples who both work for HCPSS, as long as the retiring spouse was covered under their spouse’s HCPSS plan at the time of retirement.

Open Enrollment

Open Enrollment for Plan Year 2026 will take place
October 27 – November 14, 2025.

View Your Benefits

Retired employees should log into Workday to view their current benefits.

Update Your Benefits

Retirees may only update their benefits elections during annual Open Enrollment and/or if they experience a qualifying life event.

Retired employees should use the Retiree Benefits Change Form to update their personal information, enroll, change, or waive any benefits. Email (take a photograph of the form and then email) the completed form to benefits@hcpss.org.

Have questions about retirement?
Email the HCPSS Retirement Office at hrretirement@hcpss.org or call (410) 313-7333 and select option 2.

Have questions about your pension?
Contact Maryland State Retirement and Pension System – MSRA. MSRA Customer Support can be reached at (410) 625-5555.

Benefit Enrollment Guide and Open Enrollment Newsletter

Monthly Premium Costs

Review the retiree monthly insurance premium costs:

Frequently Asked Questions

Review frequently asked questions about retiree benefits.

Contact

The HCPSS Benefits Call Center is available to answer any questions you may have about your retiree medical, dental, vision, and life insurance benefits. The Call Center is open Monday through Friday, 8:30am to 4:30pm. Please call (410) 313-7333 and select option 1. A Benefits Office representative will be in touch with you.

You may also email the Benefits Office staff at benefits@hcpss.org.