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Open Enrollment for 2026

Jump to: Learn About 2026 Benefits Changes | View Your Current Benefits | Update Your Benefits | Contact

Open Enrollment is the designated period during which active employees and benefits-eligible retirees may make changes to their benefits.

Active employees and benefits-eligible retirees should review their personal information, the benefits being offered by HCPSS, and the plans that they are enrolled in to determine if they would like to make any changes.

Please note:

  • Employees and retirees may make changes to their benefits at any point during the Open Enrollment period.
  • All benefit changes must be completed by the end of the Open Enrollment period.
  • Active employees who choose not to make changes to their medical, dental, vision, short-term disability, long-term disability, critical illness, supplemental life, accident and whole life insurance benefits elections will continue their benefits elections for the previous plan year.
    • Note: Active employees interested in having a Flexible Spending Account (FSA) must enroll in that benefit each year in order to have it for the upcoming plan year. Health Care FSA amounts and Dependent Care FSA amounts must also be elected each plan year.
  • Retirees who choose not to make changes to their benefits elections will have those same benefits elections continue to the next plan year.
  • All benefits elections take effect on January 1.

Open Enrollment for Plan Year 2026

Open Enrollment for Plan Year 2026 will take place October 27 – November 14, 2025.

Employees and retirees will have the opportunity to learn more about their benefit options by attending a Virtual Benefits Fair. Carrier representatives and HCPSS Benefits staff will be available to meet, provide information and answer any benefit questions.

Virtual Benefits Fairs will be held on the following days:

  • Wednesday, October 29, 2025 10:30am-12pm, and 1-4:30pm
  • Tuesday, November 4, 2025 10:30am-12pm, and 1-4:30pm
  • Monday, November 10, 2025 10:30am-12pm, and 1-4:30pm

Note: Virtual fairs and accompanying chat rooms are accessible to all HCPSS active employees and families and are not confidential; please be mindful of disclosing any personal information.

The Virtual Benefits Fairs will be accessible by visiting www.employeewellnesshub.com/hcpss. (Note: this is a third-party website that is not managed or supported by HCPSS)

Step 1 – Learn About Benefits Changes for 2026

Employees and retirees should take note of the following benefits changes:
  • Effective March 31, 2026, HCPSS is ending coverage of GLP-1 Drugs for weight management. Additionally, no new prescriptions for GLP-1 medications for weight management will be approved after Dec.1, 2025.
    • Employees receiving GLP-1 medications for diabetes treatment will not be impacted by this change in coverage.
    • Those who currently use a GLP-1 medication for weight management are encouraged to utilize the time before March 31, 2026, to discuss treatment options with their provider.
    • With this change in coverage, the CVS Weight Management Program, which was previously announced with the goal of reducing GLP-1-related benefits costs, will no longer be in place.
  • Effective January 1, 2026, HCPSS is switching from Navia to Flexible Benefit Administrators for FSA administration. HCPSS will continue to offer two types of Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care (Day Care) FSA. FSA allow employees to set aside a sum of pre-tax dollars to use for expenses associated with medical and dependent care, as defined by IRS regulations. The IRS requires that all funds set aside each plan year must be used by year end or they will be forfeited and not refunded. You MUST make a new FSA election each year during the Annual Open Enrollment period.
    • Employees will enroll in flexible spending accounts in Workday.
    • Employees may submit claims to Navia through April 30, 2026 for service received between January 1, 2025 and March 15, 2026.
    • If employees still have monies remaining in their Navia FSA accounts when the switch to Flexible Benefit Administrators occurs, they should submit claims to Navia by April 30, 2026 for any service received between January 1, 2025 and March 15, 2026. If employees have monies remaining and they do not submit claims in this timeframe, they will forfeit those monies.
    • Healthcare FSA – 2026 annual maximum is $3,300.
    • Dependent Care FSA – 2026 New Annual maximum is $7,500 per house hold.
  • The Benefits Credit that is credited to employees enrolled in a medical plan has been reduced to $7 per paycheck, or $140 per year. This is due to a reduction in the budget that funds the benefits credit.

Step 2 – View Your Current Benefits

Before making benefits changes, we recommend taking a moment to review your current benefits elections. If you are an active employee, you can log in to Workday using your Active Directory username and password. Once you are logged in, click on “Benefits and Pay,” then “Benefits,” then “Benefit elections.”

Step 3 – Update Your Benefits

The process for updating your benefits during Open Enrollment depends on whether are you an active employee or a retiree.

Active Employees

Active Employees should take the following steps to update their benefits during Open Enrollment:

  • Log in to Workday using your Active Directory username and password.
  • Go to your Workday inbox and select the Open Enrollment task. Click on “Let’s Get Started” and follow the prompts to proceed with your enrollment.
  • Make your Open Enrollment Elections.
    • Be sure to read the instructions set forth on each of the Open Enrollment pages as they contain information with regards to eligibility, enrollment, and changes to benefits.
  • Click “Submit” for benefit changes to take effect for the new plan year.
    • Note: If you do not click “submit,” the changes you made will not take effect and you will continue to have the benefits you were previously enrolled in.
  • Print a copy of your benefits confirmation page for your records.

Retirees

Retired employees should use the Retiree Benefits Change Form to update their personal information, enroll, change, or waive any benefits. Email the completed form to benefits@hcpss.org. You may take a photograph of the form and email it.

If you do not wish to make any changes to your benefits, you do not need to take any action.

Contact

If you need assistance with Open Enrollment, please contact the HCPSS Benefits Call Center by calling 410-313-7333 and selecting Option 1. The Benefits Call Center is open Monday through Friday, 8:30 a.m.-4:30 p.m. You also may email questions to benefits@hcpss.org.

Drop-In Office Hours are available by appointment on Wednesdays. Schedule an appointment by calling (410) 313-7333 Option 1.