Supplemental Benefit: Flexible Spending Accounts

Effective January 1, 2026, HCPSS is switching from Navia to Flexible Benefit Administrators for FSA administration. HCPSS will continue to offer two types of Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care (Day Care) FSA. FSA allow employees to set aside a sum of pre-tax dollars to use for expenses associated with medical and dependent care, as defined by IRS regulations. The IRS requires that all funds set aside each plan year must be used by year end or they will be forfeited and not refunded. You MUST make a new FSA election each year during the Annual Open Enrollment period.

Open Enrollment for Plan Year 2026 will take place October 27 – November 14, 2025. View the 2026 plan details and rates. →

HCPSS offers employees the opportunity to save on eligible expenses through two Flexible Spending Accounts (FSAs) administered by Navia Benefit Solutions: a Health Care FSA and a Dependent Care (Day Care) FSA.

The Health Care FSA lets you set aside pre-tax dollars from your paycheck to cover out-of-pocket medical expenses, helping you reduce your taxable income and save money on healthcare costs you already incur.

The Dependent Care FSA allows you to use pre-tax dollars to pay for eligible day care expenses, offering a smart way to manage child care costs while maximizing your savings.

Enroll in FSAs Every Year

Unlike some other HCPSS benefits, FSA accounts do not automatically roll over from one year to the next. If have and wish to continue having an FSA account, you MUST enroll in one each year.

Reimbursable Expenses

Visit the Navia website for a list of common health care expenses that are eligible for reimbursement. Not all eligible items are on this list.

Manage Your Benefits and Submit a Claim

Download the Navia Mobile App to manage and access your benefits from your smartphone.
Find directions on how to submit a claim via the Navia Participant Portal

Contact

Visit the Navia Benefits Solutions website. When registering for an account to access your HCFSA or DCFSA information, you use the following web ID: HWC

Call Customer Support at (800) 669-3539.