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HCPSS Dental Plans

HCPSS offers two dental plans, Cigna PPO and Aetna DMO, for eligible employees to choose from.

Cigna PPO

Cigna PPO provides flexibility to visit any licensed dentist, with access to a national network and no requirement to select a primary care dentist (PCD). However, choosing an in-network provider helps minimize out-of-pocket costs.

Find a Provider

Visit the Cigna website to find a participating provider.

Benefits Summary

Review the Cigna PPO Dental Benefits Summary, which outlines in- and out-of-network charges for various services.

2025 Cigna PPO Rates

Coverage Annual Rate Per Pay Period (20 Periods)
Employee $501.36 $25.07
Employee/Child(ren) $811.08 $40.55
Employee/Spouse $1156.20 $57.81
Family $1560.36 $78.02

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Aetna DMO

Aetna DMO is a dental maintenance organization plan that requires employees to select a participating primary care dentist in order to use their benefits, although this selection is not mandatory at the time of enrollment. The DMO plan has no deductible, no annual maximum, and no claim forms to file.

Find a Provider

Visit the Aetna DMO Provider Site to find a participating provider.

Benefits Summary

Review the Aetna DMO Dental Benefits Summary, which outlines the amount charged to the patient for various procedures.

2025 Aetna DMO Rates

Coverage Annual Rate Per Pay Period (20 Periods)
Employee $148.20 $7.41
Employee/Child(ren) $332.52 $16.63
Employee/Spouse $252.00 $12.60
Family $467.88 $23.39

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