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Additional Benefits: Life Insurance, Disability, and Retirement Plans

Voluntary Benefits offered through LegalShield Plan

LegalShield and ID Shield Video Overview

Both services offer family or individuals coverage. Employees may select the plan(s) that best fit their household and can begin enrollment immediately upon completing the simple online enrollment at: legalshield.com/info/hcpss. Employees who retire or change jobs may continue their membership at the same low rate. This is a self pay voluntary discounted benefit.

Additional Insurances

Life, Accidental Death and Dismemberment Insurance Information

Whole Life Insurance with Long Term Care (LTC) Rider

Supplemental Life Insurance

Voya Insurance

Aflac Insurance

MetLife Insurance

HCPSS offers eligible employees life insurance and accidental death and dismemberment (AD&D) insurance at not cost to the employees. The amount of life insurance is equal to the employees’ current annual salary.

Retirement Savings

457b Deferred Compensation Program

403b Tax Sheltered Annuities

The Standard

Short-Term Disability

Short-term disability (STD) insurance helps to replace your income if you are sick or injured and cannot work. It is designed to begin after you have been disabled for a predetermined waiting period, known as the elimination period. You have a choice of elimination periods with this plan: 7 days, 14 days or 30 days.

Long-Term Disability

Long-term disability (LTD) insurance helps to replace your income if you are sick or injured and cannot work. It is designed to begin after you have been disabled for a predetermined waiting period, known as the elimination period, of 90 days.