Health, Life and Disability Benefits

Full Benefits Details

• 2012 Benefits Enrollment Guide for Active Employees
• HCPSS HR InTouch - Benefits Web Site

Medical Plans

• CareFirst BlueChoice HMO Open Access
• Open Access Aetna Select HMO
• Aetna Open Choice PPO

Dental Plans

• Delta Dental PPO
• CIGNA DHMO

Vision Service Plan (VSP)

• Plan Overview
• VSP Benefits Web Site - To view your vision benefit information, register as a member.
• 800-877-7195 - VSP Questions? Call Member Benefit Services.

Basic Life Insurance (ING)

HCPSS offers eligible employees life insurance and accidental death and dismemberment (AD&D) insurance at not cost to the employees through ReliaStar Life Insurance Company. The amount of life insurance is equal to the employees' current annual salary.

• Beneficiary Designation Form (ING) - Use this form to update your beneficiary designation(s) for your HCPSS life insurance.
• MD State Beneficiary Designation Form - Use this form to update your beneficiary designation(s) for your MD State Retirement Plan. Send the notarized and completed form to MD State Retirement.

Disability Insurances (Standard)

Short-Term Disability

Short-term disability (STD) insurance helps to replace your income if you are sick or injured and cannot work. It is designed to begin after you have been disabled for a predetermined waiting period, known as the elimination period. You have a choice of elimination periods with this plan: 7 days, 14 days or 30 days.

• Plan Highlights
• Plan Overview

Long-Term Disability

Long-term disability (LTD) insurance helps to replace your income if you are sick or injured and cannot work. It is designed to begin after you have been disabled for a predetermined waiting period, known as the elimination period, of 90 days.

Important Note: If you are enrolling in long-term disability (LTD) coverage offered through The Standard via on-line, other than the period that you were initially eligible to enroll, you will be required to mail a completed Medical History Statement to The Standard by November 30, 2011. Once your application has been processed and reviewed by The Standard, you will receive a notification of approval / denial of LTD coverage.

• Plan Highlights
• Plan Overview
• Certificate of Coverage

Additional Benefits - click here