Retiree Benefits

CVS Caremark continues to manage your prescription benefits on behalf of Howard County Public School System. CVS Caremark offers affordable medication pricing, thousands of network pharmacy choices (including home delivery) and personalized support for you and your family. If you are enrolling in the Medical Plan, you will be automatically enrolled in the Pharmacy Plan administered by CVS Caremark.

• CVS Caremark Website Member Flyer
• CVS Caremark Performance Drug List Standard Control
• CVS Caremark Advanced Control Specialty Formulary
• CVS Caremark Mail Order Rx Delivery Member Flyer
• CVS Caremark Mobile App Member Flyer
• CVS Caremark Specialty Member Flyer
• CVS Caremark National Network Participating Pharmacy List
• PrudentRx Member Flyer
• The PrudentRx Copay Program- Member FAQs

Dental Plans

Cigna PPO (Total Plan)

The Cigna PPO has a national network of dentists with no need to select a primary care dentists. Employees will have the freedom to visit any licensed dentist you wish, but selecting an “in-network” Cigna PPO provider will result in the lowest out-of-pocket costs to the employee.

• 2024 Cigna Dental PPO Benefits Summary
• How to find a Dentist
• Orthodontics in Progress Flyer
• Transition of Care FAQ Flyer
• Dental Only MyCigna Mobile App
• Information Regarding Healthy Rewards

Aetna DMO

Aetna DMO is a dental maintenance organization (DMO). Aetna DMO offers a list of participating dentists for your care. It is important that you review your choices of Primary Care Dentist (PCD) in your area to make sure that this is the right plan for your dental needs. A PCD selection will not be mandatory during enrollment process. However, in order to use your DMO benefits a PCD is required. Once you enroll, Aetna will send you a “Welcome Kit” in the mail The Welcome Kit will include a reminder of the mandatory PCD election and a sample ID card. Once the Welcome Kit is received, employees should call the Aetna Customer Service line at 877-238-6200 Monday through Friday 8:00am to 6:00pm or login to the member website at https://www.aetnaresource.com/p/HCPSS-Open-Enrollment-2023 to select your PCD and/or for additional assistance. Once a PCD is elected from the Aetna network, employees can set-up a dentist appointment to see their provider. There is no deductible to meet, no annual dollar maximums, and no claim forms for you to file.

Your selection of PCD must be made prior to the 15th of the month, in order to take effect the first of the next month.

• 2024 Aetna DMO Dental Benefits Summary
• Aetna Dental DMO – Pre-enrollment Member Flyer
• Aetna Dental Discounts

Vision Service Plan (VSP)

• Vision Service Plan Benefits Summary
• VSP.com at Your Fingertips
• Combat Digital Eye Strain
• VSP TruHearing
• VSP Benefits Web Site – view your vision benefit information, register as a member.
• 1-800-877-7195 – Member Benefit Services.
• The Ultimate Provider Playlist
• Eyeconic – Browse with Benefits

Maryland State Pension

• State Retirement and Pension System of Maryland

MetLife Insurance

Basic Life and Accidential Death and Dismemberment (AD & D)

HCPSS offers eligible employees life insurance and accidental death and dismemberment (AD&D) insurance at not cost to the employees. The amount of life insurance is equal to the employees’ current annual salary.

Life, Accidental Death and Dismemberment Insurance Information

• Overview

Legal Notices

• Notice of Rights Under the Women’s Health and Cancer Rights Act
• Newborns and Mothers Health Protection Act Statement of Protection
• HCPSS COBRA General Right Notice
• HCPSS Privacy Rights
• HIPAA Notice of Special Enrollment Rights